This Cream Cheese-Filled Pumpkin Bread is the ultimate fall treat, blending the rich flavors of pumpkin and spices with a creamy center that feels indulgent yet comforting. Perfect for breakfast, dessert, or a cozy afternoon snack, this recipe will quickly become a family favorite. With its moist texture and delightful taste, you’ll want to make it year-round!
Why You’ll Love This Recipe
- Delicious Flavor: The combination of pumpkin and cream cheese creates a unique taste that’s both sweet and savory.
- Easy to Make: This recipe is straightforward, making it perfect for bakers of all skill levels.
- Versatile Serving Options: Enjoy it as is, or dress it up with toppings like honey butter or cinnamon-sugar butter.
- Perfect for Any Occasion: Whether it’s a holiday gathering or a simple weekend brunch, this bread fits right in.
Tools and Preparation
Before you start baking your Cream Cheese-Filled Pumpkin Bread, gather your tools. Having everything ready will make the process smoother and more enjoyable.
Essential Tools and Equipment
- 9×5-inch loaf pan
- Mixing bowls
- Whisk
- Spatula
- Hand mixer (optional)
- Measuring cups and spoons
Importance of Each Tool
- Loaf Pan: A good loaf pan ensures even baking and helps achieve the perfect shape for your bread.
- Mixing Bowls: Having multiple mixing bowls allows you to prepare different components without mixing flavors too early.

Ingredients
To make this delicious Cream Cheese-Filled Pumpkin Bread, you’ll need the following ingredients:
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
How to Make Cream Cheese-Filled Pumpkin Bread
Step 1: Preheat the Oven
Preheat your oven to 350F. Prepare a 9×5-inch loaf pan by spraying it with floured cooking spray or greasing and flouring it generously. Set aside.
Step 2: Make the Bread Batter
In a large bowl, combine the first ten ingredients through ground nutmeg using a whisk until well mixed.
Next:
1. Add the flour, baking powder, baking soda, and optional salt.
2. Gently fold these dry ingredients into the wet mixture using a spatula or spoon until just combined. Avoid overmixing.
Step 3: Prepare for Cream Cheese Filling
Pour about two-thirds of the batter into the prepared loaf pan. Smooth the top lightly with a spatula.
Step 4: Make the Cream Cheese Filling
In another bowl, whisk together all filling ingredients until smooth. You can also use a hand mixer for this step if preferred.
Step 5: Assemble the Bread
Evenly pour the cream cheese filling over the batter in the loaf pan. Use a spatula to smooth it out gently.
Top this layer with the remaining pumpkin bread batter:
1. Carefully spread it over the filling without disturbing it.
2. Ensure it reaches all corners of the pan.
Step 6: Bake Your Bread
Bake in your preheated oven for about 48 minutes. The top should be domed and golden brown when finished. Note that because of the cream cheese layer, using a toothpick to check doneness might not be entirely accurate; look for moist crumbs but no wet batter.
Step 7: Cool Before Serving
Allow your bread to cool in the pan for about 15 minutes before transferring it to a wire rack. Let it cool completely before slicing.
Enjoy your homemade Cream Cheese-Filled Pumpkin Bread with toppings like honey butter or cinnamon-sugar butter!
How to Serve Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread is a delightful treat that can be enjoyed in various ways. Whether you’re serving it for breakfast, dessert, or simply as a snack, these serving suggestions will elevate your pumpkin bread experience.
With Honey Butter
- Whip up a quick honey butter by combining softened butter with honey. Spread it on warm slices of pumpkin bread for a sweet and creamy complement.
As French Toast
- Dip slices of the pumpkin bread in an egg mixture and cook them on a skillet to create delicious French toast. Serve with maple syrup for a decadent breakfast.
With Cream Cheese Frosting
- Top your pumpkin bread with a light cream cheese frosting for an extra layer of sweetness. This works wonderfully for dessert or as a special treat.
Paired with Coffee
- Enjoy your pumpkin bread alongside a hot cup of coffee or tea. The warm flavors of pumpkin and spices blend perfectly with your favorite beverage.
Topped with Whipped Cream
- Add a dollop of whipped cream on top of each slice for an indulgent touch. This pairs well when served as a dessert.
How to Perfect Cream Cheese-Filled Pumpkin Bread
To achieve the best results with your Cream Cheese-Filled Pumpkin Bread, keep these tips in mind:
- Use Fresh Ingredients: Always opt for fresh pumpkin puree and spices to enhance the flavor profile of your bread.
- Don’t Overmix: When combining the batter ingredients, mix until just combined to ensure a light texture.
- Check for Doneness Carefully: Since the cream cheese filling may not set completely, use the toothpick test carefully; look for moist crumbs rather than fully clean.
- Cool Properly: Allow the bread to cool in the pan before transferring it to a wire rack. This helps maintain its structure.
- Store Correctly: To keep leftovers fresh, wrap them tightly in plastic wrap or store in an airtight container at room temperature or in the fridge.
Best Side Dishes for Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread pairs beautifully with various side dishes that enhance its flavors. Here are some great options:
Fruit Salad
A refreshing fruit salad adds brightness and balances the richness of the pumpkin bread.Yogurt Parfait
Layer Greek yogurt with granola and berries alongside slices of pumpkin bread for a wholesome breakfast option.Cheese Platter
Offer a selection of mild cheeses like brie or goat cheese that complement the spices in the pumpkin bread.Savory Egg Dishes
Serve with scrambled eggs or an omelet for a hearty brunch that contrasts nicely with sweet flavors.Pumpkin Spice Latte
Pairing this bread with a homemade pumpkin spice latte makes for an inviting fall-themed treat.Nuts and Seeds Mix
A crunchy mix of nuts and seeds can provide texture contrast and nutritional benefits when served with your pumpkin bread.
Common Mistakes to Avoid
Avoiding common mistakes can elevate your baking game. Here are some crucial tips to ensure your Cream Cheese-Filled Pumpkin Bread turns out perfectly.
- Incorrect Measurements: Always measure your ingredients accurately. Using too much or too little can alter the texture and flavor of the bread.
- Overmixing the Batter: Mix until just combined. Overmixing can lead to dense bread instead of a light, fluffy texture.
- Skipping the Cooling Time: Allow the bread to cool in the pan for about 15 minutes before transferring it to a wire rack. This helps maintain its shape.
- Not Testing for Doneness: Relying solely on time can be misleading. Check if the center is set using a toothpick; it should come out clean or with a few moist crumbs.
- Using Cold Ingredients: Ensure that all ingredients, especially eggs and cream cheese, are at room temperature. This helps create a smooth batter and even baking.
- Neglecting Flavor Variations: Feel free to experiment by adding nuts, dried fruits, or spices to enhance the flavor of your pumpkin bread.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Place parchment paper between slices to prevent sticking.
Freezing Cream Cheese-Filled Pumpkin Bread
- Wrap tightly in plastic wrap and then in aluminum foil for up to 3 months.
- Label with date for easy tracking.
Reheating Cream Cheese-Filled Pumpkin Bread
- Oven: Preheat to 350°F, wrap in foil, and heat for about 10-15 minutes.
- Microwave: Heat individual slices for about 20-30 seconds until warmed through.
- Stovetop: Use a skillet over low heat, flipping occasionally for even warming.
Frequently Asked Questions
Here are some common questions about making Cream Cheese-Filled Pumpkin Bread.
Can I use other sweeteners in my Cream Cheese-Filled Pumpkin Bread?
Yes! You can substitute brown sugar with coconut sugar or use maple syrup for natural sweetness.
How do I know when my Cream Cheese-Filled Pumpkin Bread is done?
When the top is golden and domed, and a toothpick inserted comes out clean or with a few moist crumbs.
Can I add nuts or chocolate chips to this recipe?
Absolutely! Chopped walnuts or chocolate chips make delightful additions that complement the flavors well.
What’s the best way to store leftovers of Cream Cheese-Filled Pumpkin Bread?
Store leftovers in an airtight container at room temperature for up to 5 days or freeze them for longer storage.
Final Thoughts
This Cream Cheese-Filled Pumpkin Bread is not only delicious but also versatile enough for any occasion. Customize it with nuts, spices, or sweet toppings like honey butter. It’s perfect as a breakfast treat or an afternoon snack. Try this recipe today; you won’t be disappointed!

Cream Cheese-Filled Pumpkin Bread
Indulge in the delightful flavors of Cream Cheese-Filled Pumpkin Bread, a perfect treat for fall and beyond. This moist and flavorful bread combines rich pumpkin with a creamy filling, making it ideal for breakfast, dessert, or an afternoon snack. Its warm spices and sweet notes will quickly make it a family favorite. Easy to prepare and versatile in serving options, this recipe is sure to impress at any gathering or cozy weekend brunch.
- Total Time: 1 hour 8 minutes
- Yield: Approximately 10 servings 1x
Ingredients
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar
- 1/4 cup granulated sugar
- 1/4 cup coconut oil (liquid state)
- 1/4 cup sour cream (or Greek yogurt)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- Pinch of salt (optional)
- 4 ounces softened cream cheese
- 1/4 cup granulated sugar (for filling)
- 3 tablespoons all-purpose flour (for filling)
Instructions
- Preheat the oven to 350°F and prepare a loaf pan.
- In a large bowl, whisk together egg, pumpkin puree, sugars, coconut oil, sour cream, vanilla, cinnamon, pumpkin pie spice, and nutmeg.
- Gradually add flour, baking powder, baking soda, and salt; mix until just combined.
- Pour two-thirds of the batter into the loaf pan; smooth the top.
- In another bowl, whisk cream cheese with sugar and flour until smooth.
- Spread cream cheese mixture over the batter in the pan; top with remaining batter.
- Bake for about 48 minutes until golden brown; cool before slicing.
- Prep Time: 20 minutes
- Cook Time: 48 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (70g)
- Calories: 193
- Sugar: 12g
- Sodium: 150mg
- Fat: 9g
- Saturated Fat: 6g
- Unsaturated Fat: 2g
- Trans Fat: <0.1g
- Carbohydrates: 25g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 39mg